Claims Examples
The policy makes more sense
when you can picture the loss.
Explore what an accident could mean for a business—and which coverage questions it raises.
Examples are labeled as educational illustrations or agency-reported incidents. None promises coverage. No claim payment or settlement is represented as a reported fact.
General Liability
A small trip.
A much bigger problem.
A customer trips over equipment left in a work area.
Read the example ↗Illustrative scenarioCASE / 02Commercial Auto
One service call.
Several damaged vehicles.
A work van causes a multi-vehicle collision.
Read the example ↗Illustrative scenarioCASE / 03Workers’ Compensation
A fall that
changes everything.
An employee is seriously injured on the job.
Read the example ↗Illustrative scenarioYour next step
Does one of these sound like your business?
Let’s talk through the exposure before a loss makes the decision for you.
Subcontracted work
A completed roof fails.
An educational example based on TDI guidance.
Agency-reported incident
Painting cleanup. A devastating fire.
A real incident shared by the agency owner, with identifying details withheld.
Liberty Union Knowledge Center
Better questions.
More informed decisions.
A bonded project stops
Illustrative scenario: incomplete work, unpaid suppliers and indemnity obligations.
Read the guide ↗Your commercial vehicles
Understand fleet premiums and prepare a useful quote request.
Read the guide ↗Your Texas employees
Explore workers’ compensation and non-subscription risks.
Read the guide ↗Your next bonded project
Understand performance and payment obligations.
Read the guide ↗Liberty Union Insurance Group, Inc. is the independent agency behind LibertyUnionIns.com and this content. Visit us at 1347 19th St., Plano, TX 75074 or call 972-423-2300 for commercial insurance, contractor bonds and personal lines.