Practical answers from your independent agency
Liberty Union Knowledge Center
Insurance questions, coverage decisions and illustrative loss stories for Texas business owners.
Published by Liberty Union Insurance Group, Inc. in Plano, Texas. Start with your vehicles, your employees or your next contract.
Commercial Auto & Fleet
How much does commercial auto insurance cost in Texas?
What affects Texas commercial auto premiums, and how to prepare a useful fleet quote request.
Read the guide ↗Hired and non-owned auto vs. commercial auto in Texas
Understand rented vehicles, employee-owned cars, business liability and coverage gaps.
Read the guide ↗Texas Workers’ Compensation
Texas workers’ compensation: the non-subscriber decision
Texas employer education on workers’ compensation, non-subscription, lawsuits and coverage alternatives.
Read the guide ↗What if a Texas employee is seriously injured or killed at work?
Planning for a severe workplace injury: insurance response, non-subscriber exposure and reporting.
Read the guide ↗Contractor Surety Bonds
Performance bonds vs. payment bonds for Texas contractors
Two contractor surety obligations, underwriting preparation and why a bond is not liability insurance.
Read the guide ↗How much does a $1 million performance bond cost?
Understand bond pricing, new-contractor qualification and the information needed for a surety review.
Read the guide ↗Claims Examples & contractor resources
Real-world risks, clearly illustrated
Explore auto collisions, workplace injuries, jobsite losses and bonded project default.
Read the guide ↗Before a subcontractor starts
Read the guide and download the existing insurance checklist.
Read the guide ↗Personal Home & Auto
Help for your household alongside your commercial insurance.
Read the guide ↗Liberty Union Insurance Group, Inc. is the independent agency behind LibertyUnionIns.com and this content. Visit us at 1347 19th St., Plano, TX 75074 or call 972-423-2300 for commercial insurance, contractor bonds and personal lines.