Start with your actual operations
A customer injury, damage at a job site or a problem discovered after a job is finished can lead to a liability claim. We start by understanding what you do, where you work and who hires you.
Read the contract before the job starts
Send us the insurance requirements. Limits, additional insured wording, primary and noncontributory provisions and waiver requests deserve a review against your actual policy. A certificate alone does not add coverage.
Look beyond the certificate
Auto accidents, employee injuries, professional mistakes and pollution exposures may need separate coverage. Tell us about subcontractors, products, work at height and any new operations so we can discuss the gaps.