Pest control insurance.
Beyond the service truck.

Start with what you actually do.

Tell us about general pest control, termite work, inspections, fumigation and any other services you offer. The policy must be reviewed against those operations, rather than the label on your business card.

Give the fleet equal attention.

Vehicles are central to your operation. Review your vans, trucks, drivers, chemicals carried in transit and business use of personal vehicles alongside your General Liability program.

Ask the specialty questions.

• How does the policy address treatment-related pollution and transit pollution?
• Does inspection work create an Errors & Omissions exposure?
• What are the terms for fumigation and products/completed operations?
• How is property in your care, custody or control treated?
• What additional insured or certificate requirements apply?

These are coverage topics to review, not a statement that every policy includes them.

Coordinate the paperwork.

Send the staff your certificate and licensing-related insurance requirements, including Texas structural pest-control requirements when applicable. Required forms and evidence of insurance depend on the work and jurisdiction.

Questions for a Texas pest control insurance review

Liberty Union Insurance Group, Inc. connects treatment and inspection exposures with the vehicles and employees behind the work. Describe your chemicals, application methods, inspection reports and subcontracted services; a policy label alone does not establish coverage.

• Employees using personal cars between appointments
• Texas employee injury and non-subscriber considerations
• Claims Example: a service-vehicle collision